Filing through your Sun Life account or.

Filing a claim through their website (for group plan members).

Sun Life Financial offers three options for filing a claim for LTD benefits: How Can You File a Claim for LTD Benefits with Sun Life Financial? An attorney can evaluate your policy and help you put together an application for benefits that includes the necessary supporting documentation. Depending on the type of policy that you have, you may need to demonstrate that you are unable to perform your own occupation or any occupation. To be eligible for LTD benefits, you will need to prove that (1) you have a qualifying disability and (2) that disability renders you unable to work. In most cases, you may be able to receive short-term disability from the date of your disability and then apply for LTD benefits after the short-term benefits expire. This means that you cannot be approved for LTD benefits until 90 to 180 days after you become disabled. LTD benefits are usually subject to a waiting period of anywhere from 90 to 180 days.

This type of insurance is usually available through your employer, or you can buy an individual policy from an insurance company. These benefits are paid on a monthly basis and may last for anywhere from 24 months or until retirement. Long-term disability insurance provides a percentage of your salary (usually 50 to 60%) if you are unable to work due to a disability. Read on to learn more about LTD insurance and how to file a claim with Sun Life Financial. If the company has already denied your claim or is delaying your claim in some way, an attorney can advocate for your rights under your policy. If you have an LTD policy through Sun Life Financial, a New Jersey disability benefits lawyer can help you file for benefits. Unfortunately, insurance companies like Sun Life Financial often deny or delay LTD benefit claims - leaving policyholders without a financial safety net. This type of insurance is particularly valuable for employees, as it can protect your income if you are unable to work due to a disability. Sun Life Financial offers a range of insurance products, including long-term disability insurance. It has the sixth-largest group benefits business in the United States, serving more than 60,000 employers. operations out of Wellesley, Massachusetts.

Founded in 1865, this Canadian company bases its U.S. Sun Life Financial is one of the oldest insurance companies in the world.

Helping Someone Receive Disability Benefits.

Veterans Disability Benefits Calculator.

Employment Law / Employment Discrimination.

Long-Term Disability Insurance in New Jersey.

Call 80 for an immediate free consultation with an attorney or complete our confidential contact form. Established in 1979, our law firm has helped thousands of claimants nationwide to collect short and long term disability insurance benefits.

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